Internal 34 4.3 TOWS Matrix (IFAS) (EFAS)

Internal Factors AnalysisSummary (IFAS) S.

L Internal factors Weight Rate (1-5) Weighted score Comments Strengths S1 Branch location is favorable for business and customer. 0.15 5 0.75 Helps to get more customers.

Sometimes it is hard to do all the work on your own
Let us help you get a good grade on your paper. Get expert help in mere 10 minutes with:
  • Thesis Statement
  • Structure and Outline
  • Voice and Grammar
  • Conclusion
Get essay help
No paying upfront

S2 A wide range of diversified products lines for the customers. 0.15 4 0.60 Attract to retain the clients. S3 Regulatory performance is strong and positive. 0.10 4 0.40 Builds strong brand image to the client.

S4 Bank has an interactive corporate culture. 0.10 4 0.

40 Attract the clients. Weaknesses W1 Insufficient focus on quality customer service and mortgage banking. 0.15 3 0.45 Discourage the customers. W2 Lack of motivation for workers. 0.

10 2 0.20 Demotivated workers W3 Shortage of skilled workforce. 0.10 1 0.10 Minimize the work efficacy. W4 The high-interest rate on loan. 0.15 5 0.

75 Minimize the investment and profit.   Total score 1.00 28 3.65      External Factors AnalysisSummary (EFAS) S.L Internal factors Weight Rate (1-5) Weighted score Comments Opportunities O1 Expansion of new investment areas with the innovative business idea. 0.10 4 0.40 Increase the investment and creates new business.

O2 The investment opportunity is arising for export-import loans. 0.15 5 0.75 Increase the investment of loan.

O3 In case of fund crises, the bank gets support from the government. 0.15 5 0.75 No risk to be bankrupted.

O4 The bank undertakes need-based training program. 0.10 4 0.

40 Helps trainee to be more efficient. Threats T1 The political instability of the country. 0.10 5 0.50 Highly influences the banking performance. T2 Newly developed privatized and a foreign bank. 0.15 4 0.

60 Hard to compete. T3 Policies are not practiced properly. 0.

10 3 0.30 Bad effects on employee performance. T4 The economic downturn and a high inflation rate of the country economically.

0.15 4 0.60 Minimize the profit and influence the performance of the bank.   Total score 1.00 34 4.3     TOWS Matrix     (IFAS)                   (EFAS)             Strengths Weaknesses S1. Branch location is favorable for business and customer.

  S2. A wide range of diversified products lines for the customers.   S3. Regulatory performance is strong and positive.

  S4. Bank has an interactive corporate culture.   W1. Insufficient focus on quality customer service and mortgage banking.

  W2. Lack of motivation for workers.   W3. Shortage of skilled workforce.   W4. The high-interest rate on loan. Opportunities SO Strategies WO Strategies O1. Expansion of new investment areas with the innovative business idea.

  O2. The investment opportunity is arising for export-import loans.   O3. In case of fund crises, the bank gets support from the government.   O4.

The bank undertakes need-based training program.   SO1. JBL branch location can make customer demand through the new investment.   SO2. By providing loan through the diverse product line to their clients.   SO3.

Follows rules and regulations strongly; sometimes gets financial support to get rid of crisis.   SO4. By training, program bank creates a strong interactive culture with each other. WO1.

Increase the customer services through the investment.   WO2. Ensure the worker’s satisfaction by training.   WO3. coordinate the credit interest rates with investment.

        Threats ST Strategies WT Strategies T1. The political instability of the country.   T2. Newly developed privatized and a foreign bank.   T3. Policies are not practiced properly.   T4.

The economic downturn and a high inflation rate of the country economically. ST1. Provides a wide range of service in to operate a business than others.   ST2. Implement strong rules and regulations for practicing policies properly.                                  WT1. Escalate employee motivation by practicing the policies.   WT2.

Focus on qualitative customer service and to avoid political influence.   WT3. adjust interest rate with loan investment to capture the competitive market position.       External EnvironmentAnalysis of JBLThe PESTEL analysis of bankingsector is utilized as a strategic tool which helps and help assist the bankingcompany growth. A PESTLE analysis will provide a clear path which anybody with worthybusiness learning can take after. The analysiswill offer an outward look and the environment based external banking in lightof organizations due to the widespread activities which may affect and influence the crusades, frameworks,and approaches.

Banking area assumes avital part of the economy to worksuitably. It has earned the noteworthiness likewise as the backbone in the economic and financial matterssuch as providing credits and collectdeposits from people, states, businesses, various individuals and solving thehouseholds finance. In all the economic frameworks, banks assume a basic partin executing money related strategy and in addition helps in planning andorganizing objectives. All banking system adds to accomplish profit byutilizing all methods. Political FactorsThe overall restrictions,limitations, and boundaries are taken into account in the banking system. Thishelps the new venture which will be anticipated shape Government.

It is best toperceive the patterns that how stable and shape the political condition andwhat kind of government approaches will help to affect the laws. Following arethe political factors which affect inmaking a stable banking system.§  Governmentstability and its type§  Laws,corruption, and level of bureaucracy§  Therole of press or social media§  Regulatedand deregulated trends§  Taxpolicies§  Employmentlegislation§  Governmentexpenditure levels§  Foreigntrade regulation Technological FactorsThe advancement oftechnology assumes a pivotal part of thekeeping banking industry.

It is essential for the competitive advantage andproves to be a core driver for the globalization.  Technology provides a variety of qualityproducts and services at reasonable rate. For the banks, the internet services arefundamental, and they need to use it to give more efficient and practicalservice.

The innovative components do assume an essential part of managing an accountindustry. The technological factors do play an important role in the banking industry.§  Technologicaltransfer and its impact§  Emergingtechnologies§  Internet,remote working and communication costs§  Ratetechnological change

x

Hi!
I'm Gerard!

Would you like to get a custom essay? How about receiving a customized one?

Check it out